Tata AIA Life Insurance iRaksha Supreme

Product Overview

Non Linked Non Participating Term Insurance Plan
Now just Rs. 12 a day and a click of your 'mouse' button, is enough to ensure protection of your family's 'Standard Of Living' ^

Your family deserves the best. They also deserve the reassurance that the standard of life, that you have strived so hard to provide them, will always be available to them, irrespective of any eventuality. While we cannot foresee our future, we can definitely make plans to ensure that the dreams of our loved ones are not compromised and our debts never become a financial burden for them, thereby providing a strong 'foundation' of financial security for them.

Tata AIA Life Insurance iRaksha Supreme is a non linked non participating, term insurance plan. It's designed to be your online pure term solution of choice that will ensure your peace of mind at a very attractive and easily affordable price. What's more, you can buy it at your convenience of location and time - "online" without any hassle. You just need to "click" the mouse when you are ready to "pick" your life cover required.

^ For a healthy non-smoker male aged 30 years for term of 25 years, Sum Assured of Rs. 50 Lacs and Regular Pay option


Key Benefits

  • Life Protection – provides financial protection against unfortunate demise of the insured
  • Choice of premium payment to suit your convenience
    1. Regular Pay – pay premium till the end of chosen policy term
    2. Limited Pay – pay premium for a limited period of 5 or 10 years and stay covered for a longer period
    3. Single Pay – pay premium once for coverage over the entire policy term chosen
  • Benefit from a healthier lifestyle through preferential Premium Rates for non-smokers.
  • Female customers can avail the benefit of lower rates
  • Lower premium rates for Non Smokers and Female lives
  • Rate benefits for customers opting for higher level of protection (Sum Assured of Rs. 75 Lacs & above)
  • Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961


  • This product is underwritten by Tata AIA Life Insurance Company Limited.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • Tax benefits and liabilities under the Policy are subject to prevailing tax laws. Tax laws and the benefits arising thereunder are subject to change. The Policyholder is advised to seek an opinion of tax advisor in relation to the tax benefits and liabilities applicable.
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • Past performance is not indicative of future performance.
  • Insurance cover is available under this product.

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com or SMS 'LIFE’ to 58888

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403; Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013


IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.