Tata AIA Life Insurance Sampoorna Raksha+

Sampoorna Raksha+ Product Overview

A Non-linked Non-Participating Term Assurance Plan with Return of Premiums on Maturity
Get much more than just pure life cover!

We do our best to take care of all our family’s needs and try our best to ensure financial security of our family from uncertainties of life. Term plans undoubtedly are the best way of shield our family from financial crisis in case of an unfortunate event.

Presenting "TATA AIA Life Insurance Sampoorna Raksha+" a plan that not only protects you from uncertainties of life but also gives you return of premiums paid on survival till maturity of the Policy.

What's more...You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years.

L&C/Advt/2018/Dec/644

Sampoorna Raksha+ Key Benefits

  • Flexibility to choose between two Death Benefit options:
    1. "Sum Assured on Death" as Lump Sum benefit on Death
    2. "Sum Assured on Death" as Lump Sum benefit on Death and Monthly Income for next 10 years
  • Return of Premium1 - in case of survival till maturity
  • Life Cover for Policy Term of up to 40 years or up to Age 100 years
  • Choice of Regular or Limited (5/ 10/ 12 Years) Premium Paying Term
  • Lower premium rates for female lives2 and Standard premium rates for non-smokers
  • Enhance your protection with Optional Rider3
  • Large Sum Assured discount for Higher Coverage
  • Receive tax benefits4 u/s 80C and 10(10D), as per the applicable Income Tax laws

Disclaimers

  • Insurance cover is available under this product
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • 1 All Premiums Paid (excluding the underwriting extra premiums and modal loading) will be returned on maturity.
  • 2Where the life assured is a female, the premium would be set back by 3 years of male premium rate i.e. premium for female lives would be calculated using an age three years younger than male lives.
  • 3Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
  • In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines.
  • 4Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com.

Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, SenapatiBapat Marg, Lower Parel, Mumbai – 400013.