Tata AIA Life Insurance Sampoorna Raksha

Sampoorna Raksha Product Overview

A Non-linked Non-participating Term Assurance Plan
Choice... is a great option, when you receive the best of both worlds!

We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their dreams. While we cannot foresee our future, we can definitely make plans to ensure that the dreams of our loved ones are never compromised, thereby providing a strong 'foundation' of financial security for them.

Presenting Tata AIA Life Insurance Sampoorna Raksha Plan, a pure term insurance plan that provides financial protection to your family and offers you the flexibility to choose the plan that suits your need. You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years while also enjoying the flexibility to enhance your life cover.

L&C/Advt/2018/Dec/643

Sampoorna Raksha Key Benefits

  • Flexibility to choose from 4 Death Benefit options:
    1. Option 1 - "Sum Assured on Death" as Lump Sum benefit on Death
    2. Option 2 - "Sum Assured on Death" as Lump Sum benefit on Death & Monthly Income for next 10 years
    3. Option 3 – "Enhanced Sum Assured on Death" as Lump Sum benefit on Death
    4. Option 4 – "Enhanced Sum Assured on Death" as Lump Sum benefit on Death & Monthly Income for next 10 years
  • Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
  • Choice of Regular or Limited (5/10/ 12 Years or Pay till Age 60) Premium Paying Term
  • Lower premium rates for female lives1 and Standard premium rates for non-smokers
  • Enhance your protection with Optional Rider2
  • Large Sum Assured discount for Higher Coverage
  • Receive tax benefits3 u/s 80C and 10(10D), as per the applicable Income Tax laws

Disclaimers

  • Insurance cover is available under this product.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • 1Where the life assured is a female, the premium would be set back by 3 years of male premium rate i.e. premium for female lives would be calculated using an age three years younger than male lives.
  • 2Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
  • In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines.
  • 3Tax benefits and liabilities under the Policy are subject to prevailing tax laws. Tax laws and the benefits arising thereunder are subject to change. The Policyholder is advised to seek an opinion of tax advisor in relation to the tax benefits and liabilities applicable.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us atcustomercare@tataaia.com.

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Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013.