Tata AIA Life Insurance MahaLife Gold Plus

Gold Income Plan Product Overview

Changing times will never be a threat to your family or affect their future financial needs when you ensure complete protection for them. That's why we at Tata AIA Life strive hard, so that you have assurance of guaranteed returns while you enjoy moments with your family. We have come up with a solution that offers financial freedom not only to you but also your future generations and helps to retain their standard of living.

So make the right choice and secure your future and the future of your loved ones with just one policy that lets you afford a better tomorrow and leave behind a lump sum for the next generation of your family with Tata AIA Life Insurance MahaLife Gold Plus – A Limited Premium Paying, Non-Linked Participating Whole of Life Plan Up to Age 85.

Simply, it's a short term investment plan that offers best returns for a longer period.

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Mail us for any product information or queries on product.helpline@tataaia.com


Gold Income Plan Key Features

  • Enjoy a lifelong coverage up to age 85 by paying premium only for 15 years
  • Added benefit of enhancement in your protection by way of an Inflation Protection Cover during the policy term
  • Plan your legacy by ensuring regular income for yourself and your family for a long period of time
  • Guaranteed Annual Coupons* from 10th to 30th policy anniversary
  • Non Guaranteed Cash Dividends annually from 6th policy anniversary till maturity
  • Option to enhance protection through rider
  • Receive a lump sum at maturity in addition to the regular income
* Guaranteed Annual Coupons

Guaranteed Annual Coupons will be payable at every policy anniversary starting from the 10th policy anniversary till 30th policy anniversary or till death of Insured, whichever is earlier, provided the policy then is in force. The rate of these coupons is based on the Basic Sum Assured chosen by you.

Basic Sum Assured (Rs.)
Guaranteed Annual Coupon Rate (per Rs.1,000 Basic Sum Assured)
Less than 5,00,000
5,00,000 to 9,99,999
10,00,000 and above


  • Insurance cover is available under this product.
  • This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • "Service Tax, Swachh Bharat Cess & TDS "are applicable as per governing laws. Tata AIA Life Insurance company Limited reserves the right to recover/deduct from the policyholder, any levies and duties (including Service Tax,Swachh Bharat Cess & TDS),as imposed by the government from time to time. Kindly refer to the Sales Illustration for the exact premium.
  • This product will be offered only to Standard lives.
  • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's insurance Website/Advisor/branch.


IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.