Tata AIA Life Insurance Smart Growth Plus

Product Overview

Your aspirations change at every stage of life; from buying a car, saving for marriage, childrens education, a dream vacation or for a better life after retirement. We all look out for security whether it is for our family's future or for our savings and would leave no stone unturned when it comes to fulfilling our goals and securing our family's well being.

Keeping this in mind we introduce you Smart Growth Plus, a one stop solution for your savings and insurance needs.

Tata AIA Life insurance Smart Growth Plus - is a Non Linked with profit Endowment assurance plan that offers you the flexibility to choose from a wide range of policy terms which can be tailored to suit your medium term as well as long term needs. This plan aids growth of your investment through accumulation of bonuses and Guaranteed additions. A plan that offers you best of both worlds!!

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Mail us for any product information or queries on product.helpline@tataaia.com


Key Features

  • Guaranteed additions of 5.5% p.a. of Sum assured to augment your Savings.
  • Flexibility to choose the policy term to suit your short to long term savings needs
  • Double Sum Assured in case of Accidental death^
  • Enjoy growth of your corpus through Compound Reversionary bonus and Terminal Bonus, if any
  • Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

^Applicable for plan option 2

Premium Calulator


  • Insurance is the subject matter of the solicitation.
  • This product is underwritten by Tata AIA Life Insurance Company Limited.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • Service tax & TDS are applicable as per governing laws. Tata AIA Life Insurance Company Limited reserves the right to recover /deduct from the policyholder, any levies and duties (including service tax and TDS), as imposed by the government from time to time. Kindly refer to the Sales Illustration for the exact premium.
  • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
  • Insurance cover is available under this product.


IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.