Life Needs Solutions Protection Solutions Tata AIA Life Insurance Sampoorna Raksha+
UIN: 110N130V01

Tata AIA Life Insurance Sampoorna Raksha+

Product Overview

A Non-linked Non-Participating Term Assurance Plan with Return of Premiums on Maturity

Get much more than just pure life cover!

We do our best to take care of all our family’s needs and try our best to ensure financial security of our family from uncertainties of life. Term plans undoubtedly are the best way of shield our family from financial crisis in case of an unfortunate event.

Presenting "TATA AIA Life Insurance Sampoorna Raksha+" a plan that not only protects you from uncertainties of life but also gives you return of premiums paid on survival till maturity of the Policy.

What's more...You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years.

L&C/Advt/2016/Sep/475

Key Features

  • Flexibility to choose between two Death Benefit options:
    • "Sum Assured on Death" as Lump Sum benefit on Death
    • "Sum Assured on Death" as Lump Sum benefit on Death and Monthly Income for next 10 years
  • Return of Premium1 - in case of survival till maturity
  • Life Cover for Policy Term of up to 30 years or up to Age 80 years
  • Choice of Regular or Limited (5 or 10 Years) Premium Paying Term
  • Lower premiums rates for Non Smokers and Female lives
  • Enhance your protection with Optional Rider
  • Large Sum Assured discount for Higher Coverage
  • Receive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws

1 All Premiums Paid (excluding the underwriting extra premiums and modal loading) will be returned on maturity.

Premium Calulator

Disclaimers

  • Insurance cover is available under this product
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
  • In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale

For any information including cancellation, claims and complaints, please contact our Insurance Advisor or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges would apply) or write to us at customercare@tataaia.com.

You may also write to us on product.helpline@tataia.com for any product related queries.

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Overview

Survival payouts of upto 130% of Sum assured1 at regular intervals throughout the term

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