Tata AIA Life Insurance Freedom

Freedom Product Overview

Non Linked Participating Endowment Plan

With the rising life expectancy stretching to late 70’s or early 80’s, it’s time to redefine retirement as a period for personal reinvention.

It is important to look back at the first quarter of your life and evaluate it. Harvest that wisdom and use it for the next chapters of your life by early savings to enjoy your golden years! Life after retirement is not only about money, medicine or health; but also leisure for those who want to spend their retirement by golfing, gardening or travelling. You can now do so with ease.

With this thought, we introduce to you Tata AIA Life Insurance Freedom, a Non - Linked Participating Endowment plan which will enable you to find a balance in your financial portfolio just as you would create a balance in your life's portfolio. This plan provides you Guaranteed Additions to enhance your retirement corpus. You may choose from optional rider to further enhance your plan.

What more? Enjoy growth of your corpus with addition of Compounded Reversionary Bonus, thus ensuring an independent life. As the saying goes, “You can be young without money, but you can’t be old without it”. So start early and look forward to enjoy unparallel freedom to enjoy the best years of your life!


Tata AIA Life Insurance Freedom Key Features

  • Boost your corpus with our Guaranteed Additions: Choose a policy payment term as per your convenience and get 10% p.a. of Annualized premium at the beginning of each policy year till the premium payment term.
  • Decide when you want to retire: You have the flexibility to choose your policy term that suits your Retirement needs. You may choose from Retirement Option 1 or Retirement Option 2 wherein the Maturity age is 55 or 60 years respectively.
  • Optional Rider to enhance your plan : Customize your product by adding optional Tata AIA Life Accidental Death & Dismemberment Rider
  • Growth of your corpus through Bonuses: Enjoy growth of your corpus through Compounded Reversionary Bonus and Terminal Bonus, if any, thus enabling you to have an independent life.


  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • Insurance cover is available under this product.
  • For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
  • Rider is not mandatory and is available for a nominal extra cost

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com or SMS 'LIFE’ to 58888

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403; Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013

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