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Invest In our Top-Rated Funds1 to Get the Returns You Deserve
Invest In our Top-Rated Funds1 to Get the Returns You Deserve
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
The primary objective of the Tata AIA India Consumption Fund is to achieve long-term capital appreciation by investing in a diversified portfolio of companies that stand to benefit from India's growing domestic consumption story. This fund offers a unique investment opportunity, capitalising on the rising consumption power in India, with the potential for substantial long-term returns.
In this policy, the investment risk in the investment portfolio is borne by the policyholder.
Tata AIA
Solution Composition
This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V01) and (2) Tata AIA Vitality Protect Advance A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01).
Tata AIA
Solution Composition
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Secure, A Non-Participating, Non-Linked Individual Health Product (UIN: 110N181V01). Tata AIA Health Pro and VitaHealth are also available for sale individually.
The Tata AIA India Consumption Fund primarily aims to generate long-term capital appreciation by investing in a diversified portfolio that includes large-cap, mid-cap, and small-cap companies. The fund's allocation across these market segments is strategically based on the relative valuations of each, ensuring a balanced approach to capturing growth opportunities within India's consumption-driven economy.
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Investing in the Tata AIA India Consumption Fund offers several key advantages, making it an attractive choice for those seeking to capitalise on India’s consumption-driven growth:
The fund provides broad exposure across various market segments, helping reduce overall portfolio risk while maximising potential returns. Its diversified approach allows fund managers to explore opportunities in large-cap, mid-cap, and small-cap companies, ensuring a well-rounded investment strategy.
Since its launch, the Tata AIA India Consumption Fund has demonstrated a robust track record of delivering solid and consistent returns. Investors can review the fund’s historical performance to better understand the strategies driving its success and the trends fuelling its growth.
As of October 31, 2024, the Tata AIA India Consumption Fund+ has earned an esteemed 5-star rating from Morningstar1. This recognition reflects its superior risk-adjusted returns and consistent outperformance in the market, showcasing its strength as an investment option.
The fund is designed to generate sustainable long-term capital appreciation, helping investors navigate market fluctuations while benefiting from the power of compounding. Its focus on steady, medium-to-long-term growth makes it ideal for those looking to build wealth over time.
The Tata AIA India Consumption Fund caters to a diverse range of investors with varying financial aspirations and investment timelines. Here’s a closer look at who can benefit most from this fund:
If your investment horizon spans 5 years or more and you seek consistent capital appreciation, this fund is an excellent choice. It is tailored for individuals aiming to build wealth steadily over the long term by leveraging India’s consumption-driven growth story.
For first-time investors, the Tata AIA India Consumption Fund offers a balanced approach with diversified exposure across market segments. It provides an easy entry point into investments without overwhelming complexity, making it ideal for those new to investing.
If you’re looking to diversify your investments without managing multiple funds, this fund is a great solution. By allocating across large-cap, mid-cap, and small-cap companies, it ensures exposure to various market segments and industries, helping balance risks and returns.
Whether you’re saving for retirement, planning your child’s education, or working towards buying a home, this fund aligns well with long-term financial goals. Its strategic investment approach is designed to help investors meet their aspirations while benefiting from compounding returns.
Our experts are happy to help you!
1. What is the Tata AIA India Consumption Fund?
The Tata AIA India Consumption Fund is an equity-focused fund designed to generate long-term capital appreciation. It invests in a diversified portfolio of large-cap, mid-cap, and small-cap companies that benefit from India’s domestic consumption growth story.
2. What are the key benefits of investing in Tata AIA India Consumption Fund?
The fund offers several advantages, including exposure to India’s rising consumption trends, a diversified portfolio across market capitalisations, the potential for strong long-term returns, and the ability to mitigate risks through sector and market segment diversification.
3. Who should consider investing in Tata AIA India Consumption Fund?
This fund is suitable for:
●Investors with a long-term horizon looking for capital growth. ●First-time investors seeking a balanced, diversified investment approach. ●Individuals aiming to achieve financial goals like retirement planning, home buying, or children’s education.
4. How does the Tata AIA India Consumption Fund differ from other equity funds?
Unlike many equity funds that focus on broader market indices, this fund specifically targets companies benefiting from India’s domestic consumption growth. This thematic approach allows investors to tap into the growing consumer spending power in India.
5. Is the Tata AIA India Consumption Fund a safe investment?
As an equity-focused fund, it carries a moderate to high risk. It is suited for investors who can handle market volatility in pursuit of long-term capital appreciation. The diversification across market caps helps manage risk to some extent.
6. What is the ideal investment horizon for the Tata AIA India Consumption Fund?
The fund is best suited for investors with a long-term outlook of at least 5 years or more. This enables investors to ride out short-term market fluctuations and benefit from the power of compounding.
7. How can I invest in the Tata AIA India Consumption Fund?
You can invest through methods like SIP (Systematic Investment Plan) or lump sum investments. Start your investment journey by visiting Tata AIA’s official website or consulting with a financial advisor for guidance..
Tata AIA India Consumption Fund (SFIN: ULIF 061 15/07/14 ICF 110). Tata AIA India Consumption Fund is a part of various funds which a policyholder can choose from. For further details on funds, refer to the sales brochure.
Param Raksha Life Pro+ is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V01) and (2) Tata AIA Vitality Protect Advance A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01).
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Secure, A Non-Participating, Non-Linked Individual Health Product (UIN: 110N181V01). Tata AIA Health Pro and VitaHealth are also available for sale individually.
*5-year computed NAV for Tata AIA India Consumption Fund as of December 2024. Other funds are also available. Benchmark of this fund is S&P BSE 200.
+Tata AIA India Consumption Fund open for new business which has completed 5 years since inception is rated 5 stars by Morningstar on a 5-year basis as of December 30, 2024
©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
1All funds open for new business which have completed 5 years since inception are rated 4 star or 5 star by Morningstar as of August 2024
2Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.
3Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. For ULIP policies, maturity income will be taxable if annual aggregate premium exceeds ₹2.5 Lakh in a financial year. For non ULIP insurance policies, maturity income will be taxable if annual aggregate premium exceeds ₹5 Lakh in a financial year. Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
Under SurgiCash Benefit of the Tata AIA Health Secure Rider, the payouts are offered basis the categories of surgeries: 10% of sum assured up to Rs. 50,000 for day care procedures such as eye cataract, nasal sinus operation, 25% on Category 1 surgeries, like Amputation of foot or hand, 50% on Category 2 surgeries, like knee or hip replacement, 75% on Category 3 surgeries, like Aortic Valve Repair, and 100% on Category 1 surgeries, like CABG. Refer list of surgeries for benefit payouts.
5Income Tax benefits would be available as per the prevailing income tax laws under old tax regime, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Smart Sampoorna Raksha Supreme and Tata AIA Health Pro is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
The fund is managed by Tata AIA Life Insurance Company Ltd.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).
Investments are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
Please make your own independent decision after consulting your financial or other professional advisor.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.
Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.
The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.
Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the Insurance Company.
Insurance cover is available under the product.
The products are underwritten by Tata AIA Life Insurance Company Ltd.
The plans are not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
L&C/Advt/2025/Mar/1083
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