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₹1 Crore
4% and 8% are assumed rates of return. Tata AIA Multi Cap Fund Returns since inception: 21.22% (Benchmark: 13.33%) as of Jun'25
by paying a premium of ₹21,749/month (for 5 years)
Premium excludes GST
Fund Name | 5 Year Returns |
Benchmark Returns |
Benchmark Name |
---|---|---|---|
Multi Cap Fund | 30.63% | 21.62% | S&P BSE 200 |
Top 200 Fund | 31.38% | 21.62% | S&P BSE 200 |
India Consumption Fund | 29.57% | 21.62% | S&P BSE 200 |
Returns as of June, 2025
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Param Raksha Life Pro +. This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
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Tata AIA Sector Leaders Index Fund is developed for investors who want broad-based exposure to India’s most influential companies across industries. In order to provide a diverse portfolio of sector champions, the fund tracks the BSE India Sector Leaders Index, which chooses the top three businesses from each significant sector within the BSE 500 universe. By replicating this index, the fund allows investors to benefit from the growth potential of market leaders while maintaining balanced exposure across sectors.
Over the past 10 years, the BSE India Sector Leaders Index has delivered an impressive return1 of 12.78%
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks that are aligned to Sector Leaders Index, customised as per IRDAI regulatory requirements.
The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.
The BSE India Sector Leaders Index benchmark fund has delivered an impressive 21.35% returns1 over the last 5 years.
Our funds have been rated 4 or 5 stars2 by Morningstar3, reflecting their strong performance and reliability over the years.
Secure your family’s future with life cover while growing your wealth through market-linked returns.
Exposure to Sector leaders across various industries, spreading risk and tapping into multiple growth stories.
The fund selects leading market-cap companies in every sector, typically the most resilient, competitive, and future-ready.
Index composition aligns with emerging trends in the Indian economy. Investors gain from sector shifts and rising leaders.
In this policy, the investment risk in investment portfolio is borne by the policy holder
Tata AIA Sector Leaders Index Fund
Benchmark |
BSE India Sector Leaders Customised Index - 100% |
Fund Management Charges |
1.35% per annum |
Risk Profile |
High |
Asset Allocation |
Equity & Equity related instruments - 80%-100% Cash / Money Market Instruments, Bank Deposits and Mutual Funds –0 – 20%
|
Fund Manager |
Nimesh Mistry. Total experience of 21+ years. Managing this fund since September 2025. |
Amounts are calculated for 20 years investment at 10% annual rate of return.
Tata AIA Funds |
AUM (In Crores) |
Inception Date |
Returns Since Launch5 |
Benchmark Returns |
Rising India Fund |
₹660.55 |
31-Mar-24 |
13.26% |
9.69% |
Small Cap Discovery Fund |
₹1,464.63 |
24-Jul-23 |
36.10% |
24.31% |
Flexi Growth Fund |
₹894.35 |
31-Dec-23 |
19.02% |
10.98% |
5 Data as of July 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110. Other funds are also available under this solution.
|
Last 5 Years Returns6 |
Since Inception7 Returns |
||
Tata AIA Funds |
Fund Return (%)6 |
Benchmark Return (%)6 |
Fund Return (%)7 |
Benchmark Return (%)7 |
Multi Cap Fund |
28.27% |
19.31% |
20.84% |
12.86% |
Top 200 Fund |
29.07% |
19.31% |
19.11% |
15.13% |
India Consumption Fund |
27.79% |
19.31% |
20.27% |
12.86% |
6Data as of July 31, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 7 Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.
This index identifies the top three companies by market capitalization in every major sector of the Indian economy from the BSE 500 universe. This provides exposure to the most robust, competitive, and forward-thinking companies in a variety of sectors, including banking, IT, healthcare, consumer goods, energy, and more.
The various stocks are ranked within their sector based on their average six-month daily total market capitalization.
Up to three top companies from each sector are selected, ensuring broad-based coverage and reducing over-concentration in any one sector.
Companies are weighted by their float-adjusted market capitalization. Individual stock weightage is capped between 1% (floor) and 5% (ceiling) to further boost diversification and minimize single-stock risk.
The index typically includes around 61 stocks, representing leaders from 22 sectors as per India’s industry classifications.
The index is reviewed and rebalanced quarterly, with adjustments made within seven days of any changes. This keeps the index current with market dynamics and corporate developments.
Sector weightage as on July 31, 2025
Years |
Annualized Returns1 |
Last 10 Years |
12.78% |
Last 5 Years |
21.35% |
Last 3 Years |
15.84% |
Source: BSE India Sector Leaders Index Factsheet | 1Data as on July 31, 2025 | Benchmark Index - BSE India Sector Leaders Index
India is now experiencing a consumption boom. India's GDP grew by 7.4% in Q4 FY259, resulting in a full-year growth of 6.5%, even as the world faced challenges. By investing in the Tata AIA Sector Leaders Index Fund, investors can participate in this growth story through a diversified portfolio of sector-leading companies that are best placed to capture opportunities across industries.
India continues to enjoy a stable geopolitical environment, which supports both domestic and international business operations. This stable environment further strengthens the fund’s prospects by reducing risks and fostering sustained corporate growth.
India is projected to become the world's fourth-largest economy10 by the end of fiscal 2026, driven by robust domestic growth and structural reforms.
The Tata AIA Sector Leaders Index Fund is ideal for:
Whether you're saving for your child’s education, a future home, or financial independence, this fund offers the potential for long-term capital appreciation by targeting capital appreciation aligned with India's leading sectors.
Get the benefit from tax4 savings up to ₹46,800 under Section 80C while growing your wealth through a diversified portfolio.
This fund is an ideal choice for professionals who are searching for a methodical approach to increase their wealth over time.
This fund is great for people who want to plan ahead for significant milestones in their lives, like retirement. It is designed to take advantage of India's changing equities markets to help develop a robust corpus for the future.
NFO Window: 15th September 2025 to 22nd September 2025
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