Ladli Pension Yojana

A girl child is a blessing that a family is bestowed with and should be celebrated. However, much needs to be done to uplift the status of a female child in our county.
 

Therefore, to enable the girl child to study and become independent, many state governments have introduced schemes that work towards the well-being of our daughters.

One of the schemes that the Government of Haryana has introduced is the Ladli Pension Yojana. The Ladli Pension Scheme is applicable for girl children in urban as well as rural areas in the state of Haryana.

Read on to find out more about Ladli Pension Yojana and its various aspects.

What is the Ladli Pension Yojana?

The Ladli Pension Scheme aims to uplift the girl children in Haryana and enhance their status in society and within their families. The Haryana government had introduced this scheme in the year 2016.

This scheme was also introduced to ensure the right to be born to female infants and to fight female foeticide in the state. The scheme aims to promote the education of girl children and also improve the falling female sex ratio prevailing in the state.
 

The scheme is aimed at helping girls born after January 1^st, 2006, from low-income families. These families should either not pay taxes, or the girls must be orphans to receive the benefits provided by the scheme.

Features of the Ladli Pension Scheme

• The primary aim of the scheme is to ensure the financial security of the girl child in the state.
• It also provides financial assistance to the family of the girl child.
• The pension scheme will also ensure that insecurities that families harbour regarding the birth of a girl are removed, which enables them to provide a better life for the child.
• The scheme also aims to promote education among female children. This ensures that they do not drop out of school and complete their education, which will help be financially independent in the future.
• A family can enrol themselves in the scheme when either the father or the mother reaches the age of 45. The funds under the scheme are provided for a period of 15 years. After the parents reach 60 years of age, they become eligible for the Old Age Samman Allowance programme.
• The scheme also helps to eradicate abortions based on gender, thus leading to the recognition of the value of a child’s life.

Eligibility Criteria for the Ladli Pension Scheme

The family has to meet some criteria so that they can enrol under this scheme. The eligibility criteria are as follows:
 

• The scheme is applicable to families that only have girl children. If any family has a boy child (biological/adopted), then they are not eligible for any benefits under this scheme.
• The biological parents of the child should either be living in the state of Haryana or should be an employee under the Haryana State Government.
• Another important thing to be noted is the annual income of the family. The net income of the family annually should not be more than ₹2 lakhs. If you fulfil this criteria, you can enrol under this scheme.
• The benefits under this scheme will be provided for a fixed period of time. The benefits are provided for a period of 15 years from the day either parents of the girl reach the age of 45 years.
• The girl child has to be registered with the Haryana Government, and the parents have to ensure that the child has been immunised properly.
• One member of the family must be living with the girl child in the state of Haryana.
• The child must be enrolled in a school, depending on her age.
• The payment under this scheme will be made to the father or the mother of the girl child.

Documents Required to apply for the Ladli Pension Yojana

The documents that you need include:
 

• Proof of identity - Aadhaar Card
• A certificate for proof of age of the parents
• Child’s birth certificate
• Proof of address, i.e., ration card of the below-poverty line family
• Certificate stating the income of the parents
• Domiciliation proof
• Bank passbook photocopy
• Passport-size photograph

What are the Benefits Provided Under the Ladli Pension Yojana?

Here is the list of benefits provided under this scheme:
 

• The plan provides reassurance to the family in which the girl child is born.
• Under the Ladli Pension, the state government provides ₹1800 per month to a family who has a girl child.
   

Death benefits

• In the event of the demise of one of the parents of the child, the other parent will benefit from the scheme. The applicable steps will be taken by the authorities.
• If the child’s father dies during the duration of this scheme, the pension amount will be provided to the mother.
• If the child’s mother dies during the duration of this scheme, the pension amount will be provided to the father.
• Once the surviving partner reaches 60 years of age, the benefits will be provided under the Old Age Samman Allowance Yojana.
   

Monthly benefits

• The scheme applies to families who are struggling with raising girl children.
• No contribution is required to be made by the beneficiaries of the Ladli Pension Scheme.
• The beneficiary will only receive the amount that has been specified by the government under the scheme.
  

How to Submit an Application for the Ladli Pension Yojana?

Here is the application process for the scheme:
 

1. Open the browser and then go to the website of the Ladli Pension Yojana.
2. Tap on the download tab.
3. Choose the Ladli Pension Form and then tap on download.
4. You will be redirected to another webpage from where you will be able to download the Ladli Pension Form.
5. Download this form and add all the details with 100% accuracy.
6. Attach all the applicable documents and double-check with the checklist that has been provided with the form.
7. Submit this application to the Department of Social Justice.
8. You can also submit an application for the scheme at the Atal Seva Kendra near you. The steps here include:
   
   
   1. Visit the official yojana website and download the form.
   2. Add in all the required details and then attach the applicable documents.
   3. Go to the Atal Seva Kendra near you and submit the form.
   4. Your application will be sent to the relevant authorities for the verification process.
       
9. After your details have been verified successfully, you will be provided a beneficiary ID. This ID will be sent to the mobile number that you have registered.
10. Once your application is approved, the specified amount will be sent to the bank account of the parents of the girl child.

How to Check the Ladli Pension Status?

The Ladli Pension status details can be checked by following these steps:
 

1. Go to the website of the Department for Social Justice.
2. Choose the track the details option of the beneficiary option from the menu.
3. You will then be redirected to another webpage where you will have to enter the beneficiary ID.
4. Add the beneficiary ID provided and the secure code so that you can log into the account.
5. Tap on ‘view details’.
   
6. Now, you can check the Ladli Pension status and your details.

Conclusion

The Ladli Pension Yojana is a scheme that has been introduced to uplift the girl children in the state of Haryana. The scheme will help ensure that the skewed male-to-female ratio of the state improves and the families of the girl child treat them well. It also ensures that the children get an education so that they can excel in life and make their parents proud.
 

To ensure that your child is financially secure and their future is taken care of, you can avail of suitable child plans that would help you meet your goals and aspirations for your child’s bright future.