What is the Tata AIA Large Cap Equity Fund?

The Tata AIA Large Cap Equity Fund primarily aims to generate long-term capital appreciation by investing predominantly in large-cap companies. This fund focuses on providing stable growth by selecting well-established, financially strong companies with a strong market presence.

How does the Tata AIA Large Cap Equity Fund manage risk?

The Tata AIA Large Cap Equity Fund focuses on investing in large-cap companies, which are generally considered less volatile compared to mid-cap and small-cap stocks. The fund's risk is managed by focusing on blue-chip companies with stable earnings and a proven track record of performance.

Who should consider investing in the Tata AIA Large Cap Equity Fund?

The Tata AIA Large Cap Equity Fund is ideal for long-term investors who are seeking capital appreciation with a relatively lower risk profile. It is also suitable for investors looking to build a diversified portfolio with exposure to well-established, large-cap companies.

What are the potential benefits of investing in Tata AIA Large Cap Equity Fund?

Some key benefits include exposure to large-cap stocks, which tend to be more stable and offer steady growth. The fund also provides diversification within the large-cap sector, potentially minimising risk while maximising long-term returns.

What is the ideal investment horizon for this fund?

The Tata AIA Large Cap Equity Fund is suitable for long-term investors with a horizon of at least 5 years. This allows the investments to benefit from the power of compounding and ride out market fluctuations.

How do I track the performance of Tata AIA Large Cap Equity Fund?

You can track the performance of the Tata AIA Large Cap Equity Fund by checking its Net Asset Value (NAV) on the Tata AIA website or through various financial platforms. Additionally, periodic fund reports provide insights into the fund’s performance and market outlook.

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5 Years Investment Plan

Building a strong financial foundation is important for achieving your long-term goals. But navigating the world of investments can feel overwhelming. Do you need help with how to start investing or want to choose the right option?

A 5-year investment plan can be an interesting solution. These plans offer a structured approach, clear goals, and the potential for steady growth on your investment, all within a manageable timeframe of five years. They also encourage people to build consistent saving habits.

Tata AIA

Param Raksha Life Pro+

Multi Cap fund delivered 28.66% returns (Benchmark:17.41%)¹
All funds rated 4 or 5 stars² by Morningstar³
Get Additional Maturity Booster⁵ on completion of Policy Term

Calculate Premium Know More

Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN:110N176V02)

Tata AIA

Param Raksha Life Pro

Get 10% Sum Assured for Terminal Illness with Term Booster⁴
Multi Cap fund delivered 28.66% returns (Benchmark:17.41%)¹
All funds rated 4 or 5 stars² by Morningstar³

Calculate Premium Know More

Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN: 110N171V04)

What is a 5 Year Investment Plan?

A 5 year investment plan is a financial tool prepared to help you accumulate funds for specific goals within a five-year horizon. It encourages disciplined saving habits while providing the potential for steady growth in your investment. This plan provides a clear roadmap for achieving your financial objectives.

How Does a 5 Year Investment Plan Work?

Investment plans for 5 years typically function on the principle of compounding returns. You dedicate yourself to investing a fixed amount of money regularly, such as monthly or quarterly, over the five-year term. The invested funds then earn returns, which are often reinvested, leading to further growth. This compounding effect allows your money to grow over time.

Types of Investment Plans for 5 Years

There are various types of 5 year savings plans available, each catering to different risk appetites and financial goals. Here's an overview of some popular options:

Fixed Deposits (FDs)

FDs offer guaranteed returns and are considered low-risk investments. The interest rate is fixed for the entire tenure, providing predictability.
Debt Funds

These funds invest in government bonds and other fixed-income securities. They offer relatively stable returns but may be slightly more volatile than FDs.
Balanced Funds

These funds are a combination of equity and debt instruments, aiming to balance potential growth with moderate risk.
Unit Linked Insurance Plans (ULIPs)

ULIPs combine investment and insurance benefits. They offer the potential for market-linked returns along with life coverage.

Why Choose TATA AIA's 5 Year Investment Plan?

TATA AIA understands the importance of financial security and achieving your long-term goals. Our investment plan for 5 years with high returns offers you the flexibility to choose a plan that aligns with your risk tolerance and financial objectives.

Benefits of Buying a 5 Year Investment Plan

Five year investment plans offer a valuable option for individuals seeking to achieve financial stability. Here are numerous benefits to investing in a 5 year savings plan:

Disciplined Savings: The plan enforces a regular savings habit, fostering financial discipline.

Potential for Growth: Your invested funds have the potential to grow over time, thanks to compounding returns.

Achieve Goals: A 5 year investment plan helps you accumulate funds to achieve your specific financial goals within a defined timeframe.

Peace of Mind: Knowing your money is working towards your future goals provides a sense of security.

How to Choose the Right 5 Year Investment Plan?

Choosing the right 5 year investment plan depends on several factors, including:

Risk Tolerance

You should consider your comfort level with market fluctuations. If you prioritize capital protection, a guaranteed return plan might be suitable. For the potential for higher growth, you could explore market-linked options.

Financial Goal

Identify your specific goals and the amount you need to accumulate within the five-year timeframe.

Investment Horizon

A 5 year investment plan is ideal for goals achievable within a five-year window.

Documents Required to Avail Investment Plans for 5 Years

The documents required to invest in a 5 years investment plan may vary slightly depending on the specific plan and your profile. However, some common documents include:

01

KYC Documents

For Know Your Customer (KYC) compliance, you need proof of identity (such as a PAN card, Aadhaar card, or passport) and proof of address (utility bills or bank statements).
02

Income Proof

Salary slips, income tax returns, or bank statements to verify your income.
03

Bank Details

Bank account details for electronic fund transfers and transaction purposes.
04

Nomination Form

If applicable, a nomination form specifying the nominee(s) for the investment plan.

5 Years Investment Plan: FAQs

Which is the best investment plan for 5 years?

The best investment plan for a 5-year timeframe depends on your financial goals, risk tolerance, and investment preferences. Options like diversified mutual funds, fixed deposits, or index funds are generally suitable for this horizon. Consider seeking advice from a financial advisor to tailor the plan to your specific needs.

When is the right time to invest in a 5-year investment plan?

The right time to invest in a 5-year investment plan is when you have a clear financial goal and the ability to commit funds for that duration. Additionally, considering market conditions and the economic outlook can help make an informed decision. However, attempting to time the market perfectly is often challenging, so focusing on a consistent investment strategy is key.

Who is eligible to buy the Best Investment Plan for 5 years?

Most investment plans catering to a 5-year horizon are accessible to individuals with varying financial capacities. Whether you're a novice investor or a seasoned professional, there are options available, such as mutual funds, bonds, or savings schemes. Eligibility typically depends on meeting the minimum investment requirements set by the chosen investment vehicle.

What amount of money should be invested for 5 years?

The amount of money to invest for a 5-year period varies based on your financial goals, risk tolerance, and current financial situation. It's recommended to invest an amount that you can comfortably commit to without jeopardizing your financial stability. Consider consulting with a financial advisor to determine an appropriate investment amount aligned with your objectives.

Which lumpsum investment is best for 5 years?

Opting for a lump sum investment for a 5-year period requires careful consideration of risk and return potential. Depending on your risk appetite, options such as diversified equity funds, balanced funds, or corporate bonds can be suitable. Ensure thorough research and analysis or seek professional advice before committing to any lump sum investment with a 5-year horizon.

Disclaimer

The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Param Raksha Life Pro + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance - A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01).
Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance, A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01).
¹5-year computed NAV for Multi Cap Fund as of Nov’24. Other funds are also available. Benchmark of this fund is S&P BSE 200. Multi Cap Fundpast fund performance:
²© 2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
^~Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.
This product is underwritten by Tata AIA Life Insurance Company Ltd.
The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance.
Insurance cover is available under this product.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
⁺Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
^##Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
⁹Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid
L&C/Advt/2025/Jan/0335